Wednesday, December 31, 2008

Happy New Year 2009

Well, another year down and what a year it was! Unfortunately, for many not such a good year financially.

Retirement accounts, savings, home values are pretty much down across the board. Layoffs are compounding and unless we can get people back to work, more will lose their homes, savings and most likely benefits such as health insurance coverage. None of this is good news and will start 2009 on a down note.

On the upside, we have a new president coming into office, and he has hopefully engaged the right brain power to begin to turn things around over the coming months.

On the upside, if you have a steady job and good credit, opportunities abound with the ability to refinance at a low rate and buy stocks and property at sale prices. If only the majority of people fit into this bracket!

So, my wishes for the coming year are job creations, a consumer confidence rebound, health care reform and not an excessive amount of tax increases. Also, less war worldwide would be a very welcome change.

So all the best for a happy, healthy, and prosperous year ahead.

Paula Straub