Friday, July 31, 2009

Beginner's Teleclass Now Available On Demand

I am no longer doing regular live telecalls to educate on the ABCs of Capital Gains Tax Saving Strategies.

The good news is, that I have just made an immediate download available so that you can listen through your computer speakers whenever it's convenient.

You can sign up for access (it's free) and you will be able to download the cheatsheet, listen in on the call and make an appointment to have all your questions answered if you wish afterwards.

Isn't technology great?

Go right now to and get these crucial fundamentals.

Paula Straub

When Does a Charitable Installment Bargain Sale Make Sense?

The last email discussed the SDIS and when it is a strategy to consider. Now I’ll list a few characteristics of the CIBS or Charitable Installment Bargain Sale and when it may be applicable for your situation.

* You have a charity that you want to contribute a portion of your sale proceeds to in order to support their cause. This is the single most important reason as it is with all the charitable strategies

* Your charity is willing and able to take on the responsibility and the obligation of handling the asset sale and setting up their own administration for making the installment payments to you over the time agreed

* Your charity is well established and a valid and well funded 501(C)3 in good standing
Your charity will protect your portion of the proceeds preferably separate from their general accounts in an investment that has principle protection to avoid future loss

* You have need of a large tax deduction to offset ordinary income and you realize the limitations of the IRS for annual maximum deductions

* You want to control the amount going to charity and be assured of the amount being returned over time

* You want to be able to spread out the repayment of the remainder of the taxes due over time and create an income stream for yourself.

If these reasons closely resemble your desires for the proceeds, and you have a current sale pending, fill out the Confidential Questionnaire at and I will contact you to discuss further.

Paula Straub

Tuesday, July 28, 2009

When Does a Self Directed Installment Sale Make Sense?

How do you know which capital gains tax saving strategy to choose when you don’t know much about any of them?

The next couple of emails will talk about when a particular strategy might make sense. You may or may not recognize your own situation because there is never one size fits all but I’m hoping getting down to basics might shine a little light on the subject.

Here are some reasons to consider a Self Directed Installment Sale

* Your desire is to maximize the amount of return over time to you and your family and a 1031 exchange is not a good or possible option for you

* You desire the maximum amount of flexibility in setting up how you receive an income stream

* You are looking for safety of return, a decent interest rate and a dependable income for a fixed amount of time

* You want the possibility of being able to cancel the income and take a remaining lump sum without major consequences in the future in case of unforeseen circumstances or emergency need

* You have no major wish to give a portion of your proceeds to charity- your family and heirs are most important

* You may have reason to defer taking any income for up to 10 years and wish to maximize future income for when you do retire and defer paying the bulk of the capital gain until a later date

* You don’t need a tax deduction to offset higher ordinary income tax rates in the year of sale

If some of the above reflect your needs, and you have a current sale pending, fill out the Confidential Questionnaire at and I will contact you to discuss further.

Paula Straub